Primary Cover Comparison Chart

Benefits Amount you can claim
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950
Apply (€9.50p/m)
1450
Apply (€14.50p/m)
2050
Apply (€20.50p/m)
Dental, optical and healthcare advice
Dental and Optical €80* €160* €260*
GP advice line Included Included Included
Other helplines (Medical, Stress, Counselling, Legal) Included Included Included
Identification and treatment
General Practitioner and Emergency Department Not available Not available Not available
Prescription Not available Not available Not available
Practitioner: physiotherapy, osteopathy, chiropractic, acupuncture, homoeopathy, chiropody/podiatry €130* €260* €390*
Specialist and Investigations €260* €520* €780*
Day case surgery and treatment €20 a day €40 a day €64 a day
Surgical appliances and hearing aids €95* €150* €285*
Recuperation
Hospital and hospice: general and hospice; accident; elderly and mental illness €20 a night €40 a night €64 a night
Recuperation – After 7 Nights €50 €100 €125
Recuperation – After 15 Nights €75 €150 €185
Personal accident cover
Permanent total disablement €5,000 €10,000 €13,000
Loss of sight in one or both eyes €5,000 €10,000 €13,000
Loss of hearing in both ears €3,750 €7,500 €9,750
Loss of hearing in one ear €750 €1,500 €1,950
Loss of use of an arm, hand or leg above the knee €5,000 €10,000 €13,000
Loss of use of a foot or leg below the knee €2,500 €5,000 €6,500
Loss of use of a shoulder or elbow €1,250 €2,500 €3,250
Loss of use of a hip, knee, ankle or wrist €1,000 €2,000 €2,600
Loss of use of a thumb €1,000 €2,000 €2,600
Loss of use of any finger or big toe €500 €1,000 €1,300
Loss of use of any other toe €250 €500 €650
Accidental death €2,500 €5,000 €6,500
Temporary disability (not applicable to children under 16) N/A N/A €25 per week
Fracture of the leg – ankle, tibia and fibula, kneecap, femur and hip N/A N/A €125
Fracture of the arm – wrist, radius and ulna, humerus and shoulder N/A N/A €60
Overall fracture limit per accident N/A N/A €320
Facial disfigurement N/A N/A €500
Childbirth and adoption grants
Birth and adoption grant €125 €250 €400

(*Half the cost up to benefit maximum)