Extra Cover Comparison Chart

Benefits Amount you can claim
Scheme A
Apply (€52.50p/m)
Scheme B
Apply (€66.70p/m)
Scheme C
Apply (€81.00p/m)
Dental, optical and healthcare advice
Dental and Optical €500* €650* €800*
GP advice line Included Included Included
Other helplines (Medical, Stress, Counselling, Legal) Included Included Included
Identification and treatment
General Practitioner and Emergency Department €19* €25* €32*
Prescription €10* €13* €16*
Practitioner: physiotherapy, osteopathy, chiropractic, acupuncture, homoeopathy, chiropody/podiatry €700* €1,000* €1,300*
Specialist and Investigations** €1,100* €1,400 €1,700*
Day case surgery and treatment €80 a day €100 a day €120 a day
Surgical appliances and hearing aids €550* €700* €850*
Recuperation
Hospital and hospice: general and hospice; accident; elderly and mental illness €80 a night €100 a night €120 a night
Recuperation – After 7 Nights €155 €190 €230
Recuperation – After 15 Nights €230 €280 €340
Personal accident cover
Permanent total disablement €30,000 €40,000 €50,000
Loss of sight in one or both eyes €30,000 €40,000 €50,000
Loss of hearing in both ears €22,500 €30,000 €37,500
Loss of hearing in one ear €4,500 €6,000 €7,500
Loss of use of an arm, hand or leg above the knee €30,000 €40,000 €50,000
Loss of use of a foot or leg below the knee €15,000 €20,000 €25,000
Loss of use of a shoulder or elbow €7,500 €10,000 €12,500
Loss of use of a hip, knee, ankle or wrist €6,000 €8,000 €10,000
Loss of use of a thumb €6,000 €8,000 €10,000
Loss of use of any finger or big toe €3,000 €4,000 €5,000
Loss of use of any other toe €1,500 €2,000 €2,500
Accidental death €15,000 €20,000 €25,000
Temporary disability (not applicable to children under 16) €70 per week €80 per week €90 per week
Fracture of the leg – ankle, tibia and fibula, kneecap, femur and hip €350 €400 €450
Fracture of the arm – wrist, radius and ulna, humerus and shoulder €190 €220 €250
Overall fracture limit per accident €890 €1,020 €1,150
Facial disfigurement €1,400 €1,600 €1,800
Childbirth and adoption grants
Birth and adoption grant €700 €850 €1,000

(*Whole cost up to benefit maximum)